If you'd like to repay your student loan sooner, the Discover student loan repayment calculator will help you determine how additional monthly payments can. This calculator can help you crunch the numbers. It is important to note this is an indication only and the repayments can vary depending on factors such as. Calculating payments on an amortizing loan · Divide the interest rate of by 12 months, written as (/12) or · Subtract ^–60 from 1. Now. How much can I borrow? · Mortgage details · Total repayments. The total amount you will pay your lender over the length of the loan. How to calculate interest on a personal loan. Personal loans typically come with amortizing interest. This means that while your monthly payments will remain.

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